Terms of Use

Effective Date: August 4, 2026

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Use of Services

Our educational programmes are provided for personal, non-commercial use. You agree to:

• Provide accurate and complete information when enrolling
• Use the materials only for your own learning purposes
• Not share access credentials or course materials with third parties
• Not reproduce, distribute, or create derivative works from our content without permission

Educational Nature of Content

All information and materials provided through our programmes are for educational purposes only. They do not constitute professional financial, investment, legal, or tax advice. You should consult qualified professionals for specific guidance related to your individual circumstances.

No Guarantees

While we strive to provide high-quality educational content, we make no guarantees regarding:

• Specific financial outcomes or results from applying learned concepts
• The suitability of any particular strategy for your situation
• The completeness or accuracy of third-party information referenced in our materials

Payment and Refunds

Programme fees are charged monthly as stated on our Services page. Payment must be made in advance. Refund requests are evaluated on a case-by-case basis within the first 14 days of enrollment.

Intellectual Property

All content, including text, graphics, logos, and course materials, is the property of ash-grouse or its content suppliers and is protected by copyright and intellectual property laws.

Limitation of Liability

To the fullest extent permitted by law, ash-grouse shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, including but not limited to financial losses resulting from application of learned concepts.

User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Attempt to gain unauthorized access to any part of our systems
• Interfere with or disrupt the operation of our website
• Transmit harmful code, viruses, or malicious software

Termination

We reserve the right to suspend or terminate your access to our services at any time for violation of these Terms of Use or for any other reason at our discretion.

Changes to Terms

We may modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

For questions about these Terms of Use, please contact us at [email protected].